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Get Pre-Approved for Financing BEFORE Heading to the Dealership

So you’ve budgeted for a vehicle and have one picked out. You’re excited and ready to buy! Now what? If you’re using financing for your vehicle, the next step would be to get approved for that credit. Typically, this process involves going to the dealership, filling out an application, and waiting for the financial specialists to take a look at credit profiles and send your application to banks to get the financing secured. But not everybody has time to do that. The best strategy for exploring financing options is to get pre-approved before you even step foot on the dealer’s lot.

Why should you get pre-approved?

  • Less stress: Getting pre-approved streamlines the process so you can do everything online. And because your vehicle loan credit line is already set, you know how you will pay, what you will pay, and how long you will be paying for the vehicle.
  • Lower Rate: Often, getting pre-approved is the best option when you’re trying to finance a car because it can help you get a lower interest rate on your loan.
  • More Freedom: Since you know what your credit line and interest rates will be before you visit a dealership, getting pre-approved allows you to shop around, so you have the freedom to buy any vehicle you want from anywhere you want.

How can I get pre-approved?

Here at Elder, we’ve made it easy for you to get pre-approved. There are many options for applying online which makes the approval process quicker and easier and allows the dealership to get everything handled before you ever get to the lot.

If you already know what vehicle you plan to purchase, you can visit our website to get pre-approved. Just choose your vehicle online, then click “Explore Payment Options,” or “Explore Financing” (this option allows you to get pre-approved via Capital One). This will show you options for the base price, loan, and term, and is totally customizable. Then the pre-approval form is sent to us and we process the application so that you are ready to go when you arrive.

If you’re not sure what vehicle you want, you can visit our Finance tab for a general pre-approval application. By completing this application, you’re allowing our dealership to see what we can get you financed for, which is a great way for us to make sure that we’re getting you the best deal! From there, your information will be shared with a product specialist who will set up a meeting to discuss the best vehicle, terms, and financing they can offer.

At Elder Cedar Creek Chrysler Dodge Jeep Ram, it’s our priority to find a solution to best fit your needs. We’re here to help you get into the vehicle of your dreams! Give us a call at (903) 713-8676 or visit us in person at 309 N. Gun Barrel Lane, Gun Barrel City, TX 75156, to learn more.


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While great effort is made to ensure the accuracy of the information on this site, errors can occur. Please verify all pricing information with a customer service representative. This is easily done by calling us or visiting us at the dealership.

Customer may not qualify for ALL Rebates shown. Some rebates are stackable and others can and cannot be combined. See Dealer For Complete Details.